A new Florida appellate decision reinforces the absolute need for familiarity with local laws allowing Bad Faith causes of action: Download Anthony_Rogers_M.D. v. Chicago Insurance Co. (Fla. 4th DCA Case No. 4D06-1255, Opinion Filed 05.16.07).7.pdf.
In this new decision, the Florida appellate court held that Section 627.4147 of the Florida Statutes conveys a statutory cause of action for Insurer Bad Faith. This is in addition to both the Florida Bad Faith Statute, Section 624.155, and the Florida common law. The new statutory cause of action applies only to a certain few, however. Section 627.4147 instead regulates insurance policies for persons who purchase a specified "professional liability policy" with a "medical malpractice insurer", said the Court in this new case.
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