I am continuing with my experiment taking Kevin O'Keefe's suggestion that short posts attract more conversation, and that people who read blogs are not looking to read articles. In particular, I want to see if this is good advice for popular posts on insurance coverage and bad faith issues here and on Insurance Claims and Issues blog.
The District Court in Maryland recently denied a motion to dismiss a breach of contract count where the plaintiff alleged in essence that he had already exhausted his administrative remedies. His homeowner's carrier cancelled his policy after he made a fire loss claim, then reinstated it after the mortgagee force-placed insurance on the homeowner and the homeowner filed a complaint about the homeowner's cancellation with the Maryland Insurance Administration (MIA). The homeowner's carrier then denied the claim after the policy was reinstated. "Although Nguti's insurance policy was reinstated after the MIA investigation, Nguti is seeking damages for the costs of the force-placed insurance coverage." Nguti v. Safeco Ins. Co., No. IDC-15-0742, 2016 WL 183521, at *4 (D. Md. opinion filed January 14, 2016).
Please Read The Disclaimer. ©2016 by Dennis J. Wall, author of "Lender Force-Placed Insurance Practices" (American Bar Association 2015). All rights reserved.
Comments