Many recent cases present lender force-placed insurance [LFPI] claims based on recent alleged LFPI practices.
To borrow a phrase from Mr. William Faulkner, the past of lender force-placed insurance practices is never dead. It isn't even past. See, e.g., Richard v. Finance of Am. Mortgage, LLC, No. 3:18-CV-559, 2019 WL 3756895, at *2 (M.D. Pa. July 23, 2019) (USMJ), approved by U.S. District Judge, Case No. 3:18-CV-559, 2019 WL 3753682 (M.D. Pa. August 8, 2019) (case involved force-placed insurance conduct from 2016 on); Alpert v. Nationstar Mortgage LLC, Case No. C15-1164 RAJ, 2019 WL 1200541, at *2 (W.D. Wash. March 14, 2019) (alleged LFPI policies from July 2012 through July 2016); Gray v. CIT Bank, N.A., No. 18-1520 (RMB/AMD), 2018 WL 6804273, at *1 (D.N.J. Dec. 27, 2018) (alleged LFPI practices from 2011 through 2017); Wieck v. CIT Group, Inc., 308 F. Supp. 3d 1093, 1101-03 (D. Haw. March 30, 2018) (case involves lender force-place insurance practices from November, 2016 as well as earlier dates).
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