There is no exception for third-party bad faith actions in Florida. Just like first-party bad faith actions in Florida, TPBF actions in Florida require a showing of damages – and liability, and coverage --- or the TPBF count in a complaint will be dismissed for failure to state a claim upon which relief can be granted. See Lewis v. Allied World Spec. Ins. Co., No. 20-cv-20677-ALTMAN/Reid, 2023 WL 2770538 (S.D. Fla. April 4, 2023).
It's really as simple as that.
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