(Insurance Clipart showing coverage of a family's home and automobile)
They had sexual relations for years. At least once during that time, they had intercourse in an automobile. She caught a sexually transmitted disease from him.
She hired lawyers. They sent a demand letter to his automobile insurance company. His automobile carrier refused to pay. She and he then went to arbitration together. An arbitrator awarded her $5,200,000.00.
The auto carrier filed an action for declaratory judgment that it had no coverage. The federal judge granted the carrier's motion for summary judgment and entered a declaratory judgment of no coverage in the carrier's favor.
The case is GEICO Gen. ins. Co. v. Brauner, No. 4:22-cv-00082-CV-W-FJG, 2023 WL 2473313 (W.D. Mo. March 10, 2023). Parenthetically, the man alleged a bad faith claim which like all his other claims failed because there was no coverage under the defendant's policy. Brauner, 2023 WL 2473313, at *7.
That leaves at least one question, however: How on earth could anyone argue with a straight face that fooling around in the back of a car is the use of an automobile covered by an insurance policy? Welcome to 2023.
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